Mortgage Loan Services
Loans and Options
How I Can Help You
Whether you need help negotiating a mortgage or buying a new home, John Gurhy “The Mortgage Magician” can manage all your mortgage needs. My services will take the complications out of the process. You’ll be surprised by how easy your life becomes once we work together— contact me and find out how my services can help.
What I offer
I promise to give you an excellent experience.
Adjustable Rate Mortgage Adjustable rate mortgages, also referred to as ARMs are home loans with a variable rate which takes effect after initial set period .
With a fixed rate mortgage, the interest rate does not change for the term of the loan; the monthly payment is always the same. Typically, the shorter the loan period, the more attractive the interest rate will be.
Properties with five or more units are considered to be commercial loan and require a commercial loan. These type of loans can be one of the most difficult loans to get approved in the industry.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans are typically higher than conforming loans.
Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac. Both of these stock-holding companies buy mortgage loans from lending institutions and secure them for resale to the investment community.
FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.
Reverse mortgages are becoming popular in America. Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash.
A VA loan is a mortgage loan that's partially backed by the United States Department of Veterans Affairs (VA). The VA guarantees a portion of the loan, which allows private lenders to offer more favorable terms to veterans, service members, and their families..
Reverse mortgages are becoming popular in America. Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more.
I came to the United States in 1986 and was fortunate to get legalized relatively fast. Since my early days in this business I recognized the problems people were having trying to obtain a mortgage if they were not U.S. Citizens. It has been a goal of mine to help those who come to the states from other nations
I cannot think of a greater satisfaction than helping young people purchase their first home. I will give you the advice you need on credit, down payments and qualification. Invest in yourself and your future and see how we can get you qualified for a mortgage.
FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.
Testimonial
Stories of success from our client
